Traducción y análisis de palabras por inteligencia artificial ChatGPT
En esta página puede obtener un análisis detallado de una palabra o frase, producido utilizando la mejor tecnología de inteligencia artificial hasta la fecha:
- cómo se usa la palabra
- frecuencia de uso
- se utiliza con más frecuencia en el habla oral o escrita
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- ejemplos de uso (varias frases con traducción)
- etimología
bank draft - traducción al holandés
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![Presentation of the [[Ansari X Prize]] $10 million award](https://commons.wikimedia.org/wiki/Special:FilePath/Ansari X-Prize Check.jpg?width=200 "Presentation of the [[Ansari X Prize]] $10 million award")
![A cheque with [[Thomas Jefferson]] as payee and payor from 1809](https://commons.wikimedia.org/wiki/Special:FilePath/Jefferson, Thomas (signature on check).jpg?width=200 "A cheque with [[Thomas Jefferson]] as payee and payor from 1809")
![A sample cheque issued by [[UCO Bank]] in India](https://commons.wikimedia.org/wiki/Special:FilePath/Sample cheque.jpeg?width=200 "A sample cheque issued by [[UCO Bank]] in India")
![10 [[livres tournois]] banknote issued by Banque Royale, France, 1720. In 1720, shareholders demanded cash payment, leading to a run on the bank and financial chaos in France. On display at the British Museum.](https://commons.wikimedia.org/wiki/Special:FilePath/10 livres tournois banknote issued by Banque Royale, France, 1720. On display at the British Museum.jpg?width=200 "10 [[livres tournois]] banknote issued by Banque Royale, France, 1720. In 1720, shareholders demanded cash payment, leading to a run on the bank and financial chaos in France. On display at the British Museum.")
![Bank run during the [[Great Depression]] in the United States, February 1933.](https://commons.wikimedia.org/wiki/Special:FilePath/Bank Run in Michigan, USA, February 1933.jpg?width=200 "Bank run during the [[Great Depression]] in the United States, February 1933.")
![Bank Holiday in March 1933]] when there were massive bank runs across the United States.](https://commons.wikimedia.org/wiki/Special:FilePath/Money supply during the great depression era.png?width=200 "Bank Holiday in March 1933]] when there were massive bank runs across the United States.")
![A run on a [[Bank of East Asia]] branch in Hong Kong, caused by "malicious rumours" in 2008](https://commons.wikimedia.org/wiki/Special:FilePath/Response of malicious rumours of BEA on 24 Sept 2008.jpg?width=200 "A run on a [[Bank of East Asia]] branch in Hong Kong, caused by \"malicious rumours\" in 2008")
![A poster for the 1896 Broadway [[melodrama]] ''The War of Wealth'' depicts a 19th-century bank run in the U.S.](https://commons.wikimedia.org/wiki/Special:FilePath/War of wealth bank run poster.jpg?width=200 "A poster for the 1896 Broadway [[melodrama]] ''The War of Wealth'' depicts a 19th-century bank run in the U.S.")
Definición
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Wikipedia
A banker's draft (also called a bank cheque, bank draft in Canada or, in the US, a teller's check) is a cheque (or check) provided to a customer of a bank or acquired from a bank for remittance purposes, that is drawn by the bank, and drawn on another bank or payable through or at a bank.
A normal cheque represents an instruction to transfer a sum of money from the drawer's account to the payee's account. When the payee deposits the cheque into their account, the cheque is verified as genuine (or 'cleared', a process typically taking several days) and the transfer is performed (usually via a clearing house or similar system). Any individual or company operating a current account (or checking account) has authority to draw cheques against the funds stored in that account.
However, it is impossible to predict when the cheque will be deposited after it is drawn. Because the funds represented by a cheque are not transferred until the cheque is deposited and cleared, it is possible the drawer's account may not have sufficient funds to honour the cheque when the transfer finally occurs. This dishonoured or 'bounced' cheque is now worthless and the payee receives no money, which is why cheques are less secure than cash.
By contrast, when an individual requests a banker's draft they must immediately transfer the amount of the draft (plus any applicable fees and charges) from their own account to the bank's account. (An individual without an account at the issuing bank may request a banker's draft and pay for it in cash, subject to applicable anti-money laundering law and the bank's issuing policies.) Because the funds of a banker's draft have already been transferred they are proven to be available; unless the draft is a forgery or stolen, or the bank issuing the draft goes out of business before the draft is deposited and cleared, the draft will be honoured. There is a caveat in that the bank protocols may declare the draft too old to be valid; this has been known to happen when the draft is over six years old. Like other types of cheques, a draft must still be cleared and so it will take several days for the funds to become available in the payee's account.
A bank draft is not the same as a cashier's check, which is a check that is
- drawn on a bank;
- signed by an officer or employee of the bank on behalf of the bank as drawer;
- a direct obligation of the bank; and
- provided to a customer of the bank or acquired from the bank for remittance purposes.
Under English law a banker's draft is not a bill of exchange because it is not drawn on a third party (it is drawn on the bank itself).
